It is non-linked, with profit, regular premium endowment plan exclusively designed for female lives having Aadhaar Card issued by UIDAI.
Avail Tax benefit on premium paid
Tax Free Maturity Amount
Tension Free Claim Settlement
|Entry Age -||8 years (completed)||55 years (Nearest Birthday)|
|Term -||10 years||20 years|
|PPT -||Equal to Term|
|Maturity Age -||18 years||70 years (Nearest Birthday)|
|Sum Assured -||₹ 75,000/-||₹ 3,00,000/-|
|Mode of Payment -||Yearly, Half Yearly, Quarterly, Monthly (through NACH or through Salary Deductions)||Yearly, Half Yearly, Quarterly, Monthly (through NACH or through Salary Deductions)|
The Basic Sum Assured shall be in multiples of ₹ 5,000/- from Basic Sum Assured ₹ 75,000/- to ₹ 1,50,000/- and ₹ 10,000/- for Basic Sum Assured above ₹ 1,50,000/-
DAB Conditions -
Minimum Sum Assured - ₹ 20,000
Maximum Sum Assured - ₹ 1,00,00,000/- not exceed to the Basic Sum Assured
Minimum Entry Age - 18 years (Completed)
Maximum Entry Age - The cover can be opted for at any time within policy term of the Base Policy provided,
the outstanding policy term of the Base Policy is at least five years.
Sum Assured shall be available in multiples of ₹ 5,000/-
Benefit -Death Benefit -
On death during first five years - Sum Assured on Death shall be payable.
On death after completion of five policy years - Sum Assured on Death and Loyalty Addition, if any, shall be payable. Where Sum Assured on Death is defined as the higher of 10 times of annualised premium OR Absolute amount assured to be paid on death, i.e. 110 % Basic Sum Assured. The death benefit shall not be less than 105% of all the premiums paid as on date of death.Accidental Death Benefit - DAB Sum along with the above Death proceedings
Maturity Benefit -
On survival to the end of the policy term, Basic Sum Assured along with Loyalty Addition, if any, shall be payable. Where "Sum Assured on Maturity" is equal to
Auto Cover Period:
If at least three full years' but less than five full years' premiums have been paid in respect of a policy and any subsequent premium is not duly paid: Auto Cover Period of six months from the due date of first unpaid premium (FUP) shall be available.
If at least five full years' premiums have been paid in respect of a policy and any subsequent premium is not duly paid: Auto Cover Period of two years from the due date of first unpaid premium (FUP) shall be available.